Hardback books have never been a consideration for me. I'm a State eyemolpe who hasn't gotten a raise since 2006. I also have a fairly addictive writing habit that has to be fed by me reading as much as I possibly can in the genre in which I'd like to be published someday. I don't mean to be cheap -- it's by necessity only. This is why many of my books these days come from the library.I have Kindle app for iPhone and love reading books on there. Once library books can be loaded onto it, that is how I will be doing my reading, 100%. If I were going to buy one of the 5-10 books I read a month in e-format, PAPERBACK would be the comparison on which I'd base it, not hardback. And it also should be considered that children's and YA novels under 200 pages probably aren't selling for $15-$20 in paperback. I think, this in mind, that I should never pay more than $5 for an e-book and I refuse to do so. There are no printing costs and these books are under 200 pages. As long as a cheaper alternative (paperback and library) continued to be offered, I will continue to choose that.However, if the day comes that I'm barely scraping by, all bets are off and my Kindle app will be loaded down!

by Walid 12:47:47 AM 2013.10.24

QuotesChimp brings us to underwriting. Before the price of a product can be set, an applicant for an insurance policy must first be accepted by the company as an eligible policyholder. How is that done? By reviewing the relevant statistics. Who does it? A faceless (in the sense that they don't deal directly with the customers) but very powerful person known as an underwriter.

by Vianca 02:22:04 AM 2014.03.07